Financing Solutions

Financing your
European vehicle.

Competitive rates, flexible terms, and a fast online application process. Whether you're financing a 2024 BMW or a classic European model, we make it simple.

Browse Inventory Call (289) 272-9979

Competitive Rates

Our Financing Rates

Recent Models

6.99%

APR

2018 and newer vehicles

Terms up to 84 months

Fast online application

Subject to credit approval. OAC.

Classic Models

10.99%

APR

Pre-2018 vehicles

Terms up to 60 months

Flexible qualification

Subject to credit approval. OAC.

Simple Process

How Financing Works

Browse & Choose

Explore our inventory of European vehicles. Use the financing calculator below to estimate your monthly payment.

Apply Online or In-Person

Complete a simple application during the purchase flow or visit us at 107 Read Road. We'll verify your information quickly.

Get Approved

Our team reviews your application and contacts you within one business day. No hidden surprises — just transparent financing.

Calculator

Estimate Your Monthly Payment

Adjust the values below to see how different terms and down payments affect your monthly cost.

Vehicle Price$28,000.00

$10K$150K

Down Payment25% — $7,000.00

$0$22,400.00

Loan Term

6 years

Interest Rate6.99%

4.99%14.99%

Include HST (13%) in financing

HST is added to your loan amount and paid off over the term.

Monthly Payment

$0.00

Total Cost

$0.00

Vehicle Price:$28,000.00

PPSA & Admin:$0.00

Down Payment:−$7,000.00

Amount Financed:$21,000.00

This is an estimate. Final payment depends on credit approval, actual HST, insurance, and licensing.

Quick Start

What You'll Need

Valid Driver's Licence

Proof of identity and ability to operate the vehicle.

Proof of Income

Recent pay stub, NOA (T1 General), or employment letter from your employer.

Proof of Address

Recent utility bill, lease agreement, or mortgage statement.

We do NOT require your Social Insurance Number (SIN) for financing pre-approval.

Your privacy and data security are important to us. We only collect the information needed to process your application.

Common Questions

Frequently Asked Questions

How quickly can I get approved?

We review applications quickly — most customers hear back within one business day. For simple applications, approval can happen in hours.

Do you offer financing for vehicles with high mileage?

Yes! We finance European vehicles of all ages and mileages. Pre-2018 models are available at 10.99% APR. Every vehicle is thoroughly inspected before sale.

What's the longest loan term available?

Up to 84 months for 2018 and newer vehicles, and up to 60 months for pre-2018 models. Longer terms lower your monthly payment but increase total interest paid.

Can I make extra payments without penalty?

Yes! We never charge prepayment penalties. Pay down your loan faster if you’re able — it saves you money on interest.

Ready to Get Started?

Browse our European inventory today.

Find the perfect European vehicle and use our financing calculator to see your monthly payment. Fast approval. Transparent pricing. No surprises.